A merchant account for furniture consignment stores with pricing you can read

A dedicated merchant account gives furniture consignment stores their own processing relationship, with interchange-plus or flat pricing and statements we explain line by line. Many small shops start on flat-rate pricing. Roots Payments reviews your statements and quotes before you switch.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for furniture consignment & resale

How each solution supports furniture consignment & resale

See what each option adds to the way your business takes and tracks payments.

Square for Retail

For furniture consignment & resale: Connect resale goods, vintage items and consignment purchases to a retail catalog, stock tracking and customer purchase history. Square describes Square for Retail as a POS to "sell more and stay stocked with a POS designed for retail." For furniture consignment stores, that means consigned furniture and decor tracked in one catalog with stock synced between the counter and online. Roots Payments, an independent Square Reseller, builds the catalog, configures the plan and hardware, and supports your team after launch.
  • Import and clean up your catalog of consigned furniture and decor
  • Map your workflow to Square Free, Plus or Premium before you commit
  • Configure barcode labels, scanners, printers and cash drawers
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Square Hardware Setup

For furniture consignment & resale: Choose and configure Square checkout equipment for resale goods, vintage items and consignment purchases, including counter, mobile and staff workflows. Square offers Register, Terminal, Handheld, Stand and contactless readers, plus a Register Retail Kit with printers, scanners and a cash drawer. Most shops start with Square Register or Stand at the counter plus a barcode scanner and receipt printer, and add Handheld for the floor. Roots Payments recommends the setup, installs it and tests every device.
  • Recommend devices for your counter, floor and events
  • Install, pair and test printers, scanners and drawers
  • Set up label printers for barcodes
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Square Invoices

For furniture consignment & resale: Send itemized invoices for resale goods, vintage items and consignment purchases and track deposits, due dates and outstanding balances. Square Invoices sends digital invoices "in seconds via email, SMS, or a shareable link." Invoices collect deposits on held pieces and delivery fees. Roots Payments sets up templates, deposit rules and reminders.
  • Build invoice and estimate templates
  • Set deposit and balance-due rules
  • Turn on reminders
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Square Online (websites)

For furniture consignment & resale: Give customers an online storefront for resale goods, vintage items and consignment purchases, with ordering and fulfillment choices suited to your business. Square Online gives furniture consignment stores a website with pickup, shipping and local delivery, and Square says in-store sales, online orders and inventory connect automatically. That keeps consigned furniture and decor from overselling across channels. Roots Payments builds the store, product pages and shipping rules.
  • Build product pages with photos, variants and descriptions
  • Set shipping zones, pickup windows and local delivery radius
  • Connect your domain and basic on-page SEO
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Payouts

For furniture consignment & resale: Distribute amounts owed to consignors and secondhand sellers, with payment references matched to item ownership, consignment balances and resale stock. Payouts send money to the people you owe by bank transfer instead of checks. Pay consignors when their pieces sell. Payouts are provided through our licensed banking and money-transmission partners.
  • Map who you pay and when
  • Set up recipient onboarding
  • Connect payouts to your sales data
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Merchant Account

For furniture consignment & resale: Arrange a processing account for resale goods, vintage items and consignment purchases, with checkout methods matched to how customers pay. A dedicated merchant account gives furniture consignment stores their own processing relationship, with interchange-plus or flat pricing and statements we explain line by line. Many small shops start on flat-rate pricing. Roots Payments reviews your statements and quotes before you switch.
  • Review your current statements for hidden fees
  • Quote pricing based on your card mix
  • Set up terminals or connect your POS

Cash Discount Program

For furniture consignment & resale: Design a clearly presented cash-price program for resale goods, vintage items and consignment purchases, with checkout wording and receipts aligned. A cash discount program shows a card price and a lower cash price so customers who pay cash save. Shops with thin margins and lots of card sales see the biggest savings. Roots Payments sets up compliant signage, receipts and pricing.
  • Check your state's rules first
  • Set up pricing, signage and receipts
  • Train staff to explain it
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Credit Card Surcharging

For furniture consignment & resale: Plan credit-card surcharge disclosures for resale goods, vintage items and consignment purchases, keeping eligible card payments distinct at checkout. Surcharging adds a fee to credit card payments to offset processing costs. It's banned on debit cards, capped by card-brand rules and restricted in some states. It can offset fees on large tickets, but some customers dislike it, so we compare it with a cash discount first. Roots Payments sets it up to the rules or tells you when it's not a fit.
  • Check your state's surcharge rules
  • Register the program with the card brands where required
  • Set up signage and receipt disclosures
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Merchant Account questions

Questions resale shop owners ask about payments and POS.
It enables your business to accept card payments through a processing partner. Roots helps compare the options, prepare the application and configure your checkout.
Yes. A free review covers processing charges, payment channels and equipment so you can decide which changes make sense.
Bring your processing statements, payment channels and checkout equipment. Roots uses these details to plan the workflow for furniture consignment & resale and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a resale shop payments specialistAll furniture consignment & resale solutions