An earnings account inside your app, held at a partner bank.

Workers get an in-app earnings account that doesn't require a bank. Roots embeds accounts for your warehouse and light industrial workers that are held at our partner banks. Balances sit in the app, move out by ACH or card, and are reconciled against the bank's records every day.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for light industrial & warehouse staffing

How each solution supports light industrial & warehouse staffing

See what each option adds to the way your business takes and tracks payments.

Embedded Accounts

For light industrial & warehouse staffing: Plan account and money-movement workflows for shift workers and temporary contractors within your platform's operating process. Workers get an in-app earnings account that doesn't require a bank. Roots embeds accounts for your warehouse and light industrial workers that are held at our partner banks. Balances sit in the app, move out by ACH or card, and are reconciled against the bank's records every day.
  • Pick an account structure with the partner bank
  • Design the ledger and reconciliation with the bank's records as the source of truth
  • Build the in-app account experience

ACH Payments

For light industrial & warehouse staffing: Offer bank-account payments for labor bookings, staffing invoices and placement fees, with authorization and invoice matching built into the workflow. Payroll credits go out by ACH with the PAYROLL entry description. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
Explore this solution
✓

Transfer initiated

$385.00 · ref ACH-7731

Custom Payment Integration

For light industrial & warehouse staffing: Connect the payment flow for labor bookings, staffing invoices and placement fees with your software and the operational records behind approved shifts, worker earnings and client invoices. Time-and-attendance data feeds EWA eligibility. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare
Explore this solution

Embedded Accounts questions

Questions shift staffing app teams ask about payouts.
They place an account experience within a platform or business workflow. Roots coordinates the program design and service-partner introduction.
The account provider handles account opening and its financial services. Roots helps organize onboarding, the software connection and transaction reporting.
Bring your platform, account use cases and customer onboarding flow. Roots uses these details to plan the workflow for light industrial & warehouse staffing and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.