Accept HSA and FSA cards for eligible services

Many HSA and FSA cards can be accepted for eligible care. Common use for massage therapists: HSA/FSA acceptance for eligible, medically necessary massage. Roots sets up acceptance and explains documentation requirements, such as letters of medical necessity.
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✓

Payment approved

$470.63 · Visa •• 4242

Payment solutions for massage therapy

How each solution supports massage therapy

See what each option adds to the way your business takes and tracks payments.

Square Appointments

For massage therapy: Schedule massage sessions and spa treatment appointments, collect appointment payments and keep staff calendars aligned. Square Appointments puts online booking, reminders and payments in one calendar. Online booking with intake forms, packages and no-show fees on Square Plus. Roots Payments, an independent Square Reseller, configures your services, staff, policies and booking site so it works from the first appointment.
  • Build your service menu with durations, processing time, prices and staff assignments
  • Configure deposit, cancellation and no-show policies that match how you actually operate
  • Connect booking to your website, Instagram and Google Business Profile
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Square Integrations

For massage therapy: Connect Square transaction data with the tools used to manage treatment bookings, gratuities and package balances, reducing repeated data entry. The Square App Marketplace connects Square to accounting, forms, marketing and industry software. ClinicSense, listed on the Square App Marketplace, adds SOAP notes and charting; Acuity Scheduling is also listed. Roots picks the right apps, connects them and tests the data flow.
  • Choose apps for your workflow
  • Connect, map fields and test sync
  • A named Roots contact for training and ongoing support, nationwide and remote-first
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Square Marketing

For massage therapy: Build opt-in campaigns for massage, spa treatments and wellness products, from new offerings to reminders for returning customers. Square Marketing sends one-time and automated email and text campaigns from your Square customer data. Common use for massage therapists: automated rebooking reminders. Roots builds the automations that matter: welcome, rebooking, lapsed-client and Google Review requests.
  • Segment your client list and build campaign automations
  • Write campaign templates in your brand voice
  • Set up Google Review requests and track results
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Square Gift Cards

For massage therapy: Offer gift cards redeemable toward massage, spa treatments and wellness products and track purchased and redeemed balances. Square Gift Cards sells physical and eGift cards at the POS and online, and they never expire. Common use for massage therapists: massage gift cards for holidays. Roots sets up designs, online sales and holiday promotions.
  • Set up gift card designs and online sales
  • Plan holiday and promotion calendars around gift card sales
  • A named Roots contact for training and ongoing support, nationwide and remote-first
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HSA/FSA Payments

For massage therapy: Identify eligible services within massage, spa treatments and wellness products and organize health-benefit-card acceptance around those charges. Many HSA and FSA cards can be accepted for eligible care. Common use for massage therapists: HSA/FSA acceptance for eligible, medically necessary massage. Roots sets up acceptance and explains documentation requirements, such as letters of medical necessity.
  • Setup and receipt configuration
  • A named Roots contact for training and ongoing support, nationwide and remote-first
✓

Payment approved

$470.63 · Visa •• 4242

Merchant Account

For massage therapy: Arrange a processing account for massage, spa treatments and wellness products, with checkout methods matched to how customers pay. A dedicated merchant account gives massage therapists custom pricing and underwriting that fits how they sell. Common use for massage therapists: licensed practices that want custom pricing or have been declined elsewhere. Roots matches you with the right account and coordinates account setup and ongoing support with the processing partner.
  • Underwriting guidance and application support
  • Pricing review against your current statements
  • A named Roots contact for training and ongoing support, nationwide and remote-first
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Recurring Billing

For massage therapy: Schedule and manage payments for spa memberships and treatment packages, including renewals and customer account balances. Recurring billing runs memberships, tuition and rent automatically, with retries and card updates to reduce failed payments. Common use for massage therapists: membership billing for massage clubs. Roots sets it up with clear sign-up and cancellation terms.
  • Plan design and billing-date setup
  • Review of auto-renewal disclosures and cancellation flow
  • A named Roots contact for training and ongoing support, nationwide and remote-first
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Square Point of Sale

For massage therapy: Bring massage, spa treatments and wellness products into a point-of-sale workflow, with reporting organized around treatment bookings, gratuities and package balances. Square Point of Sale is Square's free POS app for taking payments in person, online and on the go. Checkout with tips and cards on file. Roots Payments, an independent Square Reseller, configures it around how your massage practice actually checks clients out.
  • Map your services, fees and products into the Square item library before your first client
  • Recommend and configure Square hardware for your front desk or field work (you buy it from Square)
  • Set team permissions so each role sees only what it needs
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HSA/FSA Payments questions

Questions spa owners ask about booking and payments.
We review your merchant category, services or eligible products and checkout setup with a processing partner, then plan the acceptance workflow.
We help plan item classification and split-payment handling so staff can separate eligible purchases from purchases paid another way.
Bring your merchant category, eligible item catalog and checkout process. Roots uses these details to plan the workflow for massage therapy and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a spa payments specialistAll massage therapy solutions