Split payments for multi-party platforms

Software Platforms & ISVs that take payments for others need to onboard sub-merchants, split each payment, and pay out correctly. Collect, split and pay out when your platform sits between buyers and sellers. Funds flows are provided through our licensed banking and money-transmission partners.
Talk to a software platform payments specialistAll vertical saas solutions
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Payment solutions for vertical saas

How each solution supports vertical saas

See what each option adds to the way your business takes and tracks payments.

Embedded Payments

For vertical saas: Put checkout for customer payments, software subscriptions and platform fees inside your software, keeping payment events connected to customer and operating records. White-label acceptance is built into your product, with a revenue share. Roots helps software platforms embed white-label payment acceptance with in-app merchant onboarding, dashboards and a revenue share. You don't carry the cost of becoming a payment facilitator yourself.
  • Pick a model: referral, managed payfac or a full payfac path
  • Handle integration and embedded UI build
  • Price your payments product and model margins
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Payouts

For vertical saas: Distribute amounts owed to platform merchants and software partners, with payment references matched to customer accounts, payment events and platform fee allocations. Your customers can pay their own contractors from your app. Roots sets up bulk and API-triggered payouts provided through our licensed banking and money-transmission partners, covering ACH, same-day ACH, RTP, FedNow and push-to-debit where supported.
  • Map your funds flow and match each payment type to a rail with our banking partners
  • Build or connect the payout API and approval workflow
  • Configure schedules, limits and payee notifications
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Recurring Billing

For vertical saas: Schedule and manage payments for software subscriptions and recurring account charges, including renewals and customer account balances. Your customers get membership and subscription billing. Roots sets up recurring card and ACH billing, with failed-payment retries and revenue passed through to the customers who earned it.
  • Design plans and billing logic
  • Integrate checkout and member portals
  • Build revenue-share payouts to customers
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Custom Payment Integration

For vertical saas: Connect the payment flow for customer payments, software subscriptions and platform fees with your software and the operational records behind customer accounts, payment events and platform fee allocations. Roots builds the embedded payments layer for you. When off-the-shelf tools don't fit, Roots' team designs and builds the integration, connecting your platform, partner APIs, ledger and accounting.
  • Discovery and funds-flow workshop
  • Build and test in sandbox
  • Launch and hypercare
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Marketplace Payments

For vertical saas: Collect customer payments for customer payments, software subscriptions and platform fees and allocate proceeds to platform merchants and software partners within the marketplace workflow. Software Platforms & ISVs that take payments for others need to onboard sub-merchants, split each payment, and pay out correctly. Collect, split and pay out when your platform sits between buyers and sellers. Funds flows are provided through our licensed banking and money-transmission partners.
  • Design the funds flow and fee model
  • Integrate onboarding and payouts into your platform
  • Support compliance reviews with partner banks

Marketplace Payments questions

Questions software platform teams ask about payouts.
Roots helps plan seller onboarding, buyer checkout, platform fees and seller payouts. A payment partner provides the processing and money movement.
We plan seller and order identifiers, refunds and payment-status reporting so the marketplace can reconcile each transaction.
Bring your seller types, order flow, platform fees and payout rules. Roots uses these details to plan the workflow for vertical saas and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a software platform payments specialistAll vertical saas solutions