Payroll & HR Software Payments & Payouts

Payroll and HR platforms can embed pay cards and faster pay for their customers' workers. Roots connects them with licensed partners.
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Payment solutions for payroll & hr software

How these solutions fit payroll & hr software

See what each option adds to the way your business takes and tracks payments.

Embedded Accounts

For payroll & hr software: Plan account and money-movement workflows for platform merchants and software partners within your platform's operating process. Earnings accounts inside your employee app. Roots embeds accounts for your employees that are held at our partner banks. Balances sit in the app, move out by ACH or card, and are reconciled against the bank's records every day.
  • Pick an account structure with the partner bank
  • Design the ledger and reconciliation with the bank's records as the source of truth
  • Build the in-app account experience
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ACH Payments

For payroll & hr software: Offer bank-account payments for customer payments, software subscriptions and platform fees, with authorization and invoice matching built into the workflow. Payroll credits go out with the Nacha PAYROLL descriptor. Roots sets up ACH collections and disbursements for your business, including same-day ACH. Entry descriptions and fraud monitoring follow the Nacha rules that took effect in 2026.
  • Pick SEC codes and draft authorization language
  • Integrate ACH with your billing or payout system
  • Document the risk-based fraud monitoring Nacha requires
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Transfer initiated

$2,306.20 · ref ACH-7731

Payroll & HR Software payment questions

Start with the workflows your business needs. Options on this page include Embedded Accounts for Employees, ACH Payments for Payroll & HR Platforms. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review customer payments, recipient onboarding, payment calculations and payouts, then plan the changes your payroll & hr software business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which payroll & hr software workflows need to improve so we can scope a practical setup.

Let’s set up payments for your payroll & hr software business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a software platform payments specialistExplore saas platforms embedding payments solutions