Nonprofit Payment Processing

Some mainstream processors exclude donations for nonprofits that regularly do business or hold charitable property in California. Roots sets up donation processing for them. Roots works with virtually any legal business, subject to underwriting.

How these solutions fit nonprofits operating in california

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For nonprofits operating in california: Present your model for campaign contributions and advocacy purchases to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places nonprofits operating in California with acquiring banks and processors that knowingly underwrite charitable donations, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (California Attorney General charity registration and 501(c)(3) status)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For nonprofits operating in california: Add online checkout for campaign contributions and advocacy purchases, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Recurring Billing

For nonprofits operating in california: Schedule and manage payments for recurring campaign contributions and advocacy memberships, including renewals and customer account balances. Recurring charges are a leading dispute source for nonprofits operating in California when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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Mobile Payments

For nonprofits operating in california: Collect payments for campaign contributions and advocacy purchases away from a fixed counter, with transactions recorded against the sale or job. Nonprofits operating in California often take payment away from a counter. Roots sets up mobile readers and tap-to-pay on phones, tied to a merchant account approved for your category, so field payments are not processed through an app whose terms exclude you.
  • Device selection and setup
  • Field staff training
  • Receipt and evidence templates for disputes
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ACH Payments

For nonprofits operating in california: Offer bank-account payments for campaign contributions and advocacy purchases, with authorization and invoice matching built into the workflow. Bank payments give nonprofits operating in California a lower-cost option for larger tickets and a backup if card processing is reviewed. ACH has its own risk rules, including return-rate limits under Nacha, so it is underwritten separately.
  • ACH underwriting alongside your card account
  • Authorization language and receipt templates
  • Integration into invoices, checkout, or your CRM
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Transfer initiated

$435.00 · ref ACH-7731

Nonprofits Operating in California payment questions

Start with the workflows your business needs. Options on this page include Nonprofit Merchant Account, Nonprofit Payment Gateway, Nonprofit Recurring Billing. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review your product catalog, checkout, account history and processing application, then plan the changes your nonprofits operating in california business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which nonprofits operating in california workflows need to improve so we can scope a practical setup.

Let’s set up payments for your nonprofits operating in california business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.