Lower processing costs for coin and numismatic dealers with a compliant cash discount

Higher-risk pricing hits coin and numismatic dealers hard at the counter. A cash discount program posts the card price as the regular price and gives customers paying cash a discount, which is structured differently from a surcharge. Roots sets up signage, receipts, and POS settings to match card-brand and state rules.
Talk to a pawn & bullion dealer payments specialistAll coin & collectibles dealers solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for coin & collectibles dealers

How each solution supports coin & collectibles dealers

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For coin & collectibles dealers: Present your model for resale goods, precious metals and permitted charges to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places coin and numismatic dealers with acquiring banks and processors that knowingly underwrite coins and numismatic collectibles, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (AML program if covered, authentication practices)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
Explore this solution

Roots POS

For coin & collectibles dealers: Bring resale goods, precious metals and permitted charges into a business-tools workflow, with setup, staff training and reporting for item descriptions, appraisals and transaction histories. Consumer POS brands frequently restrict coins and numismatic collectibles. Roots POS pairs checkout and inventory tools with processing that is underwritten for your category.
  • Catalog import and SKU setup
  • Hardware recommendations and configuration
  • Staff training on age-verification and refund workflows
Explore this solution
✓

Payment approved

$357.98 · Visa •• 4242

Cash Discount Program

For coin & collectibles dealers: Design a clearly presented cash-price program for resale goods, precious metals and permitted charges, with checkout wording and receipts aligned. Higher-risk pricing hits coin and numismatic dealers hard at the counter. A cash discount program posts the card price as the regular price and gives customers paying cash a discount, which is structured differently from a surcharge. Roots sets up signage, receipts, and POS settings to match card-brand and state rules.
  • Review of state rules for your locations
  • Signage and receipt setup
  • Staff scripts for customer questions

Mobile Payments

For coin & collectibles dealers: Collect payments for resale goods, precious metals and permitted charges away from a fixed counter, with transactions recorded against the sale or job. Coin and numismatic dealers often take payment away from a counter. Roots sets up mobile readers and tap-to-pay on phones, tied to a merchant account approved for your category, so field payments are not processed through an app whose terms exclude you.
  • Device selection and setup
  • Field staff training
  • Receipt and evidence templates for disputes
Explore this solution

E-commerce Payments

For coin & collectibles dealers: Add online checkout for resale goods, precious metals and permitted charges, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
Explore this solution

Cash Discount Program questions

Questions pawn & bullion dealer merchants ask about approval.
A cash-discount program offers a lower price to customers who pay with cash. Roots helps plan your posted prices, checkout configuration, signage and receipts.
Yes. We review your statement and payment mix to show how the program would affect your business. Request a quote for your cash-discount setup.
Bring your processing statement, payment mix, posted prices and checkout equipment. Roots uses these details to plan the workflow for coin & collectibles dealers and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a pawn & bullion dealer payments specialistAll coin & collectibles dealers solutions