Merchant accounts for buy-sell-trade stores

Secondhand dealers face stolen-goods rules and chargebacks on used electronics, so processors underwrite them closely. Roots Payments works with acquiring banks that underwrite buy-sell-trade stores, prepares your application and sets up processing that fits your license and product rules.
Talk to a pawn & bullion dealer payments specialistAll buy-sell-trade stores solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for buy-sell-trade stores

How each solution supports buy-sell-trade stores

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For buy-sell-trade stores: Present your model for resale goods, precious metals and permitted charges to specialist processing partners, with product and fulfillment documentation prepared. Secondhand dealers face stolen-goods rules and chargebacks on used electronics, so processors underwrite them closely. Roots Payments works with acquiring banks that underwrite buy-sell-trade stores, prepares your application and sets up processing that fits your license and product rules.
  • Prepare your application and documents
  • Match you with an acquirer
  • Set up terminals and online checkout

Roots POS

For buy-sell-trade stores: Bring resale goods, precious metals and permitted charges into a business-tools workflow, with setup, staff training and reporting for item descriptions, appraisals and transaction histories. Roots POS is a retail point of sale with inventory, customer records and reporting, paired with a partner-provided merchant account arranged by Roots. Some owners want a POS paired with their own merchant account, cash discount pricing or a local support contact. Roots Payments sets it up, imports your catalog and supports it.
  • Import your catalog and customers
  • Install and test hardware
  • Train staff
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Payment approved

$806.25 · Visa •• 4242

Chargeback Management

For buy-sell-trade stores: Organize evidence for disputed resale goods, precious metals and permitted charges, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Payouts

For buy-sell-trade stores: Distribute amounts owed to consignors and precious-metal suppliers, with payment references matched to item descriptions, appraisals and transaction histories. Payouts send money to the people you owe by bank transfer instead of checks. Pay people who sell you goods by bank transfer instead of cash, with a record of each payout. Payouts are provided through our licensed banking and money-transmission partners.
  • Map who you pay and when
  • Set up recipient onboarding
  • Connect payouts to your sales data
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Cash Discount Program

For buy-sell-trade stores: Design a clearly presented cash-price program for resale goods, precious metals and permitted charges, with checkout wording and receipts aligned. A cash discount program shows a card price and a lower cash price so customers who pay cash save. Shops with thin margins and lots of card sales see the biggest savings. Roots Payments sets up compliant signage, receipts and pricing.
  • Check your state's rules first
  • Set up pricing, signage and receipts
  • Train staff to explain it
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E-commerce Payments

For buy-sell-trade stores: Add online checkout for resale goods, precious metals and permitted charges, with order references carried through payment and fulfillment. Ecommerce payments connect your website or online store to a partner-provided merchant account arranged by Roots and gateway. Card-not-present orders carry more fraud and chargeback risk than in-store sales. Roots Payments sets up checkout, fraud tools and reporting.
  • Connect your store platform
  • Set fraud rules for your ticket size
  • Test checkout and refunds
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High-Risk Merchant Account questions

Questions pawn & bullion dealer merchants ask about approval.
We review the business model, products, website and processing history, then initiate the application with a suitable processing partner.
Bring ownership details, licenses, recent processing statements and clear fulfillment and refund policies. We organize the application around your specific business.
Bring your products, licenses, processing statements and fulfillment policies. Roots uses these details to plan the workflow for buy-sell-trade stores and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a pawn & bullion dealer payments specialistAll buy-sell-trade stores solutions