A Sweepstakes merchant account from a bank that knows your category

Roots Payments places social and sweepstakes casino operators with acquiring banks and processors that knowingly underwrite coin packages for social and sweepstakes play, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for social & sweepstakes casinos

How each solution supports social & sweepstakes casinos

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For social & sweepstakes casinos: Present your model for permitted gaming purchases and contest transactions to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places social and sweepstakes casino operators with acquiring banks and processors that knowingly underwrite coin packages for social and sweepstakes play, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (legal opinions by state, geolocation controls, sweepstakes rules, AMOE, and responsible-play tools)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign

E-commerce Payments

For social & sweepstakes casinos: Add online checkout for permitted gaming purchases and contest transactions, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Chargeback Management

For social & sweepstakes casinos: Organize evidence for disputed permitted gaming purchases and contest transactions, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Payouts

For social & sweepstakes casinos: Distribute amounts owed to verified recipients and contest operators, with payment references matched to eligibility checks, transaction histories and payout approvals. Social and sweepstakes casino operators often need to send money out as well as take it in. Roots sets up payouts to bank accounts and eligible debit cards with recipient verification. Roots Payments is not a bank or money transmitter.
  • Payout flow design and partner onboarding
  • Integration with your platform or back office
  • Recipient support scripts
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Crypto Payments & Conversion

For social & sweepstakes casinos: Plan a digital-asset payment option for permitted gaming purchases and contest transactions, with conversion and reconciliation mapped to the sale. Crypto gives social and sweepstakes casino operators another way to get paid when card options are limited. Customers pay in supported digital assets and you can receive U.S. dollars. Crypto conversion is provided through service partners coordinated by Roots. Roots Payments is not a bank, money transmitter, or crypto exchange.
  • Introduction and onboarding support with our service partners
  • Checkout placement alongside card and ACH options
  • Customer-facing FAQ copy
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Custom Payment Integration

For social & sweepstakes casinos: Connect the payment flow for permitted gaming purchases and contest transactions with your software and the operational records behind eligibility checks, transaction histories and payout approvals. Social and sweepstakes casino operators often run custom platforms that off-the-shelf plugins don't cover. Roots builds and maintains the integration between your platform and your approved gateway, including webhooks, reconciliation, and dispute data.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance
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High-Risk Merchant Account questions

Questions gaming operator merchants ask about approval.
We review the business model, products, website and processing history, then initiate the application with a suitable processing partner.
Bring ownership details, licenses, recent processing statements and clear fulfillment and refund policies. We organize the application around your specific business.
Bring your products, licenses, processing statements and fulfillment policies. Roots uses these details to plan the workflow for social & sweepstakes casinos and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a gaming operator payments specialistAll social & sweepstakes casinos solutions