Payments wired into the system you already run

Skill-based gaming platforms often run custom platforms that off-the-shelf plugins don't cover. Roots builds and maintains the integration between your platform and your approved gateway, including webhooks, reconciliation, and dispute data.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

How each solution supports skill-based gaming

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For skill-based gaming: Present your model for permitted gaming purchases and contest transactions to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places skill-based gaming platforms with acquiring banks and processors that knowingly underwrite paid-entry skill contests, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (skill-vs-chance legal opinion, state allow list, geolocation, and payout controls)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For skill-based gaming: Add online checkout for permitted gaming purchases and contest transactions, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)
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Chargeback Management

For skill-based gaming: Organize evidence for disputed permitted gaming purchases and contest transactions, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Payouts

For skill-based gaming: Distribute amounts owed to verified recipients and contest operators, with payment references matched to eligibility checks, transaction histories and payout approvals. Skill-based gaming platforms often need to send money out as well as take it in. Roots sets up payouts to bank accounts and eligible debit cards with recipient verification. Roots Payments is not a bank or money transmitter.
  • Payout flow design and partner onboarding
  • Integration with your platform or back office
  • Recipient support scripts
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Custom Payment Integration

For skill-based gaming: Connect the payment flow for permitted gaming purchases and contest transactions with your software and the operational records behind eligibility checks, transaction histories and payout approvals. Skill-based gaming platforms often run custom platforms that off-the-shelf plugins don't cover. Roots builds and maintains the integration between your platform and your approved gateway, including webhooks, reconciliation, and dispute data.
  • Scoping and build by the Roots team
  • Testing and launch support
  • Ongoing maintenance

Split Payments

For skill-based gaming: Allocate customer payments between verified recipients and contest operators and platform fees, using a defined rule for each transaction. Team prizes split among players. Roots configures rules that split each incoming payment among the parties who earned it, provided through our licensed banking and money-transmission partners. There's no manual math and no end-of-month spreadsheet.
  • Model your split rules and edge cases
  • Build split logic into your order or settlement events
  • Reconcile each party's share against bank settlement
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Multi-Currency Payments

For skill-based gaming: Collect permitted gaming purchases and contest transactions in the currencies your customers use and reconcile them against the original order or invoice. Global players are paid in local currency. Roots connects your platform to cross-border payout partners for local-currency bank transfers and wallets in many countries. Foreign payment records are collected at onboarding.
  • Map target countries to the best-covered partner
  • Integrate a payee portal or white-label widget
  • Set FX and fee policy
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Custom Payment Integration questions

Questions gaming operator merchants ask about approval.
A project can connect checkout, payment status, refunds or reconciliation to your business software. Roots scopes the required data flow and builds the agreed connection.
We map the workflow, review API or file documentation and define acceptance checks. You receive a project scope and quote before development starts.
Bring your software documentation, payment workflow and reporting files. Roots uses these details to plan the workflow for skill-based gaming and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.