Lower costs on business cards for clinical labs and diagnostic centers

When your clients pay with corporate or purchasing cards, sending Level 2 and Level 3 data can qualify those payments for lower interchange. Lower interchange when clinics and employers pay with corporate cards.
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Payment solutions for labs & diagnostic testing

How each solution supports labs & diagnostic testing

See what each option adds to the way your business takes and tracks payments.

Square Point of Sale

For labs & diagnostic testing: Bring patient balances, copays and consultation charges into a point-of-sale workflow, with reporting organized around patient invoices, copays and appointment balances. Square Point of Sale is Square's free POS app for taking payments in person, online and on the go. Patient service centers take self-pay and copays at draw time. Roots Payments, an independent Square Reseller, configures it around how your lab actually checks patients out.
  • Map your services, fees and products into the Square item library before your first patient
  • Recommend and configure Square hardware for your front desk or field work (you buy it from Square)
  • Set team permissions so each role sees only what it needs
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Square Payment Links

For labs & diagnostic testing: Share a checkout link for patient balances, copays and consultation charges through messages, email or your website. Square Payment Links creates a secure checkout page you can share by email, text, social media or QR code, and reuse for standard fees. Reusable links for standard self-pay test panels, without test details in the payment record. Roots sets up the links, custom fields and reporting.
  • Create reusable links for your standard fees and deposits
  • Add custom checkout fields that collect only what you need
  • Place buy buttons and QR codes on your website and printed materials
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Merchant Account

For labs & diagnostic testing: Arrange a processing account for patient balances, copays and consultation charges, with checkout methods matched to how customers pay. A dedicated merchant account underwritten for your lab, with pricing you can read and a person to call. Roots prepares your business profile for the processing partner and helps configure patient payments and reporting.
  • Analyze your current statements and quote side by side
  • Prepare the underwriting package so approval moves quickly
  • Set up terminals, gateway and software connections
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E-commerce Payments

For labs & diagnostic testing: Add online checkout for patient balances, copays and consultation charges, with order references carried through payment and fulfillment. Accept cards and ACH on your website or portal through hosted pages or an API integration. Online checkout for direct-to-consumer test ordering.
  • Design the checkout flow
  • Integrate with your website platform
  • Configure fraud rules
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Level 2/3 Processing

For labs & diagnostic testing: Include purchase-order references and itemized invoice data for business-card purchases of patient balances, copays and consultation charges. When your clients pay with corporate or purchasing cards, sending Level 2 and Level 3 data can qualify those payments for lower interchange. Lower interchange when clinics and employers pay with corporate cards.
  • Review your card mix to estimate savings
  • Configure your gateway or invoicing to send the data
  • Validate qualification on live transactions

ACH Payments

For labs & diagnostic testing: Offer bank-account payments for patient balances, copays and consultation charges, with authorization and invoice matching built into the workflow. ACH moves money directly between bank accounts, usually for far less than cards on large payments. ACH for clinic and employer invoices.
  • Set up authorization and verification
  • Configure payment pages and invoices
  • Handle returns and reporting
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Transfer initiated

$464.00 · ref ACH-7731

Custom Payment Integration

For labs & diagnostic testing: Connect the payment flow for patient balances, copays and consultation charges with your software and the operational records behind patient invoices, copays and appointment balances. We connect payments to the systems you already run so balances, receipts and deposits reconcile automatically. Connect payments to your LIS or ordering portal.
  • Scope integrations your software vendor supports
  • Build and test the connection
  • Keep sensitive data out of payment records
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Level 2/3 Processing questions

Questions medical practice teams ask about patient payments.
Business card payments can include additional invoice and line-item information. Roots reviews your transaction data and processing setup to plan the required fields.
No. We review the actual card mix and processing results with your processing partner, then compare the effect on your statement.
Bring your business-card mix, invoice fields and transaction line-item data. Roots uses these details to plan the workflow for labs & diagnostic testing and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a medical practice payments specialistAll labs & diagnostic testing solutions