A Bankruptcy Attorney merchant account from a bank that knows your category

Roots Payments places bankruptcy and consumer debt attorneys with acquiring banks and processors that knowingly underwrite legal fees, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for bankruptcy attorneys

How each solution supports bankruptcy attorneys

See what each option adds to the way your business takes and tracks payments.

Merchant Account

For bankruptcy attorneys: Arrange a processing account for consultation fees, retainers and legal invoices, with checkout methods matched to how customers pay. A dedicated merchant account underwritten for your bankruptcy practice, with pricing you can read and a person to call. Underwriting with acquirers that accept bankruptcy practices, with trust and operating separation.
  • Analyze your current statements and quote side by side
  • Prepare the underwriting package so approval moves quickly
  • Set up terminals, gateway and software connections
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ACH Payments

For bankruptcy attorneys: Offer bank-account payments for consultation fees, retainers and legal invoices, with authorization and invoice matching built into the workflow. ACH moves money directly between bank accounts, usually for far less than cards on large payments. ACH for pre-filing fee payments.
  • Set up authorization and verification
  • Configure payment pages and invoices
  • Handle returns and reporting
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Transfer initiated

$3,585.00 · ref ACH-7731

Text to Pay

For bankruptcy attorneys: Send a payment request for consultation fees, retainers and legal invoices by text so customers can pay against a specific order or invoice. Text-to-pay sends a secure payment link by SMS, so clients can pay a balance from their phone in seconds. Text links for filing and court fees.
  • Write compliant message templates with opt-in language
  • Integrate with your billing system
  • Set reminder cadences
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Chargeback Management

For bankruptcy attorneys: Organize evidence for disputed consultation fees, retainers and legal invoices, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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High-Risk Merchant Account

For bankruptcy attorneys: Present your model for consultation fees, retainers and legal invoices to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places bankruptcy and consumer debt attorneys with acquiring banks and processors that knowingly underwrite legal fees, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (bar membership and fee agreements)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign

Recurring Billing

For bankruptcy attorneys: Schedule and manage payments for legal retainers and scheduled invoice installments, including renewals and customer account balances. Recurring charges are a leading dispute source for bankruptcy and consumer debt attorneys when customers forget or can't cancel. Roots sets up billing with express consent capture, renewal reminders, simple online cancellation, and account-updater services, in line with ROSCA and state automatic-renewal laws.
  • Review of offer terms and checkout disclosures against ROSCA and state automatic-renewal laws
  • Billing platform setup and gateway integration
  • Descriptor and receipt design that customers recognize
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High-Risk Merchant Account questions

Questions law firm firms ask about billing and payments.
We review the business model, products, website and processing history, then initiate the application with a suitable processing partner.
Bring ownership details, licenses, recent processing statements and clear fulfillment and refund policies. We organize the application around your specific business.
Bring your products, licenses, processing statements and fulfillment policies. Roots uses these details to plan the workflow for bankruptcy attorneys and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a law firm payments specialistAll bankruptcy attorneys solutions