Explore buy-now-pay-later options

Roots connects your business with buy-now-pay-later options for customer purchases.
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Payment solutions for plumbing contractors

How each solution supports plumbing contractors

See what each option adds to the way your business takes and tracks payments.

Square Point of Sale

For plumbing contractors: Bring repair calls, installation deposits and service invoices into a point-of-sale workflow, with reporting organized around work orders, parts charges and job balances. Load your flat-rate price book into Square so every tech charges the same. Square Point of Sale is Square's POS app for taking payments in person, online or in the field. Roots sets up your items, services, taxes, permissions and devices so checkout is quick.
  • Choose the Square plan and hardware that fit your counter, trucks or bays
  • Import your catalog and customer list and set team permissions
  • Configure taxes, discounts, receipts and (if you use them) tips
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Square Invoices

For plumbing contractors: Send itemized invoices for repair calls, installation deposits and service invoices and track deposits, due dates and outstanding balances. Most plumbing companies quote drain, leak and water heater jobs before the work starts, and Square Invoices keeps the estimate, deposit and final payment on one record. Square Invoices sends estimates and invoices by email, SMS or a shareable link and tracks what's paid, unpaid or overdue. Roots configures the templates, payment schedules and reminders around how you bill.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Square Payment Links

For plumbing contractors: Share a checkout link for repair calls, installation deposits and service invoices through messages, email or your website. Use one link for the standard trip or diagnostic fee. Square Payment Links creates a checkout page you can share by text, email, social or QR code, and one link can be reused for a standard charge.
  • Create reusable links for standard fees and deposits
  • Generate QR codes for trucks, leave-behinds and invoices
  • Make sure paid links land in the right customer profile and report
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Square Virtual Terminal

For plumbing contractors: Take authorized phone or remote payments for repair calls, installation deposits and service invoices from a browser-based terminal. Take card payments from property managers over the phone. Square Virtual Terminal turns a browser into a card terminal for phone, mail and in-office payments, and can charge a card on file or text the customer a payment link.
  • Set up office staff with the right permissions for phone payments
  • Create a credit card authorization form in Square Contracts
  • Train staff on when to text a link instead of keying a card
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Square Appointments

For plumbing contractors: Schedule site estimates and service appointments, collect appointment payments and keep staff calendars aligned. Let homeowners and property managers book online, 24/7, with automatic reminders that cut no-shows and phone tag. Square Appointments gives customers a booking site and sends confirmations and reminders automatically. Roots maps your services, crews and policies into it.
  • Map services, durations, buffers and travel time into Square Appointments
  • Set deposit, prepayment and cancellation policies
  • Add booking to your website and Google Business Profile
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Square Integrations

For plumbing contractors: Connect Square transaction data with the tools used to manage work orders, parts charges and job balances, reducing repeated data entry. Connect Square to your field service software and accounting so nobody re-keys jobs or payments. The Square App Marketplace connects third-party apps to your Square account, from accounting to industry software.
  • Pick the apps that fit your workflow and connect them
  • Map items, taxes and payment types for clean accounting sync
  • Test and document the integration for your team
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Text to Pay

For plumbing contractors: Send a payment request for repair calls, installation deposits and service invoices by text so customers can pay against a specific order or invoice. Text the invoice to landlords and property managers who weren't on site. Text-to-pay sends a secure payment link by SMS so the customer pays from their phone instead of reading a card number over the phone.
  • Set up message templates and consent
  • Connect links to your invoices or field service software
  • Report on paid and unpaid requests
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Consumer Financing

For plumbing contractors: Present financing options for repair calls, installation deposits and service invoices alongside the purchase or service estimate. Roots connects your business with buy-now-pay-later options for customer purchases.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup

Level 2/3 Processing

For plumbing contractors: Include purchase-order references and itemized invoice data for business-card purchases of repair calls, installation deposits and service invoices. Property management companies often pay with commercial cards that qualify for Product 3 rates. When business customers pay with commercial cards, passing detailed invoice data can qualify for lower interchange. Visa's Commercial Enhanced Data Program changed the rules in 2025–2026.
  • Review your commercial card mix to see whether enhanced data pays
  • Configure line-item data from invoices
  • Monitor Visa data-quality results
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Merchant Account

For plumbing contractors: Arrange a processing account for repair calls, installation deposits and service invoices, with checkout methods matched to how customers pay. Typical tickets for plumbing companies run $150 to $15,000, and a merchant account's limits and pricing can be set for that range. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live
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Consumer Financing questions

Questions home services company owners ask about getting paid in the field.
Roots coordinates a financing option with a service partner and helps place the application and payment steps into your sales process.
The financing provider reviews the customer application and sets its terms. Roots helps your team understand the checkout and handoff process.
Bring your average sale, customer purchase journey and financing goals. Roots uses these details to plan the workflow for plumbing contractors and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a home services company payments specialistAll plumbing contractors solutions