Offset card fees with a compliant cash discount

Handyman businesses that take a lot of cash or check payments can use a cash discount to offset card costs. With a cash discount program, the posted price is the card price and customers who pay cash get a disclosed discount.
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Payment solutions for handyman services

How each solution supports handyman services

See what each option adds to the way your business takes and tracks payments.

Square Point of Sale

For handyman services: Bring repair calls, installation deposits and service invoices into a point-of-sale workflow, with reporting organized around work orders, parts charges and job balances. Take payment on your phone with Tap to Pay before you pack up. Square Point of Sale is Square's POS app for taking payments in person, online or in the field. Roots sets up your items, services, taxes, permissions and devices so checkout is quick.
  • Choose the Square plan and hardware that fit your counter, trucks or bays
  • Import your catalog and customer list and set team permissions
  • Configure taxes, discounts, receipts and (if you use them) tips
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Square Invoices

For handyman services: Send itemized invoices for repair calls, installation deposits and service invoices and track deposits, due dates and outstanding balances. Send a quick estimate from the truck and turn it into an invoice when the job's done. Square Invoices sends estimates and invoices by email, SMS or a shareable link and tracks what's paid, unpaid or overdue. Roots configures the templates, payment schedules and reminders around how you bill.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Square Appointments

For handyman services: Schedule site estimates and service appointments, collect appointment payments and keep staff calendars aligned. Let customers book a time slot online. Square Appointments gives customers a booking site and sends confirmations and reminders automatically. Roots maps your services, crews and policies into it.
  • Map services, durations, buffers and travel time into Square Appointments
  • Set deposit, prepayment and cancellation policies
  • Add booking to your website and Google Business Profile
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Square Banking

For handyman services: Plan account and cash-flow workflows around income from repair calls, installation deposits and service invoices and day-to-day operating expenses. Fast access to sales helps handyman businesses buy parts and materials without waiting on transfers. Square Checking makes Square sales available right after each payment, with a debit card for parts and materials.
  • Help set up Square Checking and savings folders
  • Explain transfer options and timing
  • Coordinate banking with payroll and bookkeeping
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Square Payment Links

For handyman services: Share a checkout link for repair calls, installation deposits and service invoices through messages, email or your website. Use one reusable link for the flat charges handyman businesses collect again and again. Square Payment Links creates a checkout page you can share by text, email, social or QR code, and one link can be reused for a standard charge.
  • Create reusable links for standard fees and deposits
  • Generate QR codes for trucks, leave-behinds and invoices
  • Make sure paid links land in the right customer profile and report
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Square Marketing

For handyman services: Build opt-in campaigns for repair calls, installation deposits and service invoices, from new offerings to reminders for returning customers. Send homeowners and landlords timely reminders so repeat work comes to you first. Square Marketing sends email and text campaigns to customers in your Square Customer Directory.
  • Build seasonal and service-interval reminder campaigns
  • Segment customers by service history
  • Set up SMS opt-in at checkout and booking
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Text to Pay

For handyman services: Send a payment request for repair calls, installation deposits and service invoices by text so customers can pay against a specific order or invoice. When the customer isn't standing in front of you, a text link gets handyman businesses paid faster than a phone call. Text-to-pay sends a secure payment link by SMS so the customer pays from their phone instead of reading a card number over the phone.
  • Set up message templates and consent
  • Connect links to your invoices or field service app
  • Report on paid and unpaid requests
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Cash Discount Program

For handyman services: Design a clearly presented cash-price program for repair calls, installation deposits and service invoices, with checkout wording and receipts aligned. Handyman businesses that take a lot of cash or check payments can use a cash discount to offset card costs. With a cash discount program, the posted price is the card price and customers who pay cash get a disclosed discount.
  • Program setup and terminal configuration
  • Compliant signage and receipt language
  • Staff training on how to explain pricing to customers

Cash Discount Program questions

Questions home services company owners ask about getting paid in the field.
A cash-discount program offers a lower price to customers who pay with cash. Roots helps plan your posted prices, checkout configuration, signage and receipts.
Yes. We review your statement and payment mix to show how the program would affect your business. Request a quote for your cash-discount setup.
Bring your processing statement, payment mix, posted prices and checkout equipment. Roots uses these details to plan the workflow for handyman services and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a home services company payments specialistAll handyman services solutions