Lower-cost payments for large invoices

Get paid by GCs and commercial clients by ACH. ACH moves money straight from the customer's bank account, which usually costs far less than a card on a large invoice.
Talk to a home services company payments specialistAll electrical contractors solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.
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Payment solutions for electrical contractors

How each solution supports electrical contractors

See what each option adds to the way your business takes and tracks payments.

Square Point of Sale

For electrical contractors: Bring repair calls, installation deposits and service invoices into a point-of-sale workflow, with reporting organized around work orders, parts charges and job balances. Electrical contractors can take payment on site with the Square Point of Sale app and keep every sale tied to a customer profile. Square Point of Sale is Square's POS app for taking payments in person, online or in the field. Roots sets up your items, services, taxes, permissions and devices so checkout is quick.
  • Choose the Square plan and hardware that fit your counter, trucks or bays
  • Import your catalog and customer list and set team permissions
  • Configure taxes, discounts, receipts and (if you use them) tips
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Square Invoices

For electrical contractors: Send itemized invoices for repair calls, installation deposits and service invoices and track deposits, due dates and outstanding balances. Bill panel upgrades in stages: deposit, rough-in and final inspection. Square Invoices sends estimates and invoices by email, SMS or a shareable link and tracks what's paid, unpaid or overdue. Roots configures the templates, payment schedules and reminders around how you bill.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Square Contracts

For electrical contractors: Document the scope, payment schedule and customer approval for repair calls, installation deposits and service invoices before work begins. A signed scope protects electrical contractors when a customer disputes a charge later. Square Contracts builds contracts with e-signature that attach to Square estimates, invoices and appointments, free of charge.
  • Adapt Square's templates to your scope, change-order and warranty language
  • Attach contracts to estimates and bookings automatically
  • Coordinate with your attorney on state-specific terms
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Square Payroll

For electrical contractors: Organize payroll for technicians and dispatchers, using staff and time records to prepare pay runs. Pay W-2 staff and 1099 help in the same system that tracks their hours. Square Payroll runs full-service payroll with automated tax filings, or contractor-only payments, connected to Square timecards.
  • Set up employees, 1099 subcontractors and pay schedules
  • Connect timecards from Square team management
  • Walk through labor-cost reports by job type
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ACH Payments

For electrical contractors: Offer bank-account payments for repair calls, installation deposits and service invoices, with authorization and invoice matching built into the workflow. Get paid by GCs and commercial clients by ACH. ACH moves money straight from the customer's bank account, which usually costs far less than a card on a large invoice.
  • Set up ACH on invoices and payment pages
  • Write authorization language
  • Explain return and settlement timing
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$1,769.00 · ref ACH-7731

Level 2/3 Processing

For electrical contractors: Include purchase-order references and itemized invoice data for business-card purchases of repair calls, installation deposits and service invoices. Commercial customers of electrical contractors often pay with purchasing or fleet cards, where enhanced data matters. When business customers pay with commercial cards, passing detailed invoice data can qualify for lower interchange. Visa's Commercial Enhanced Data Program changed the rules in 2025–2026.
  • Review your commercial card mix to see whether enhanced data pays
  • Configure line-item data from invoices
  • Monitor Visa data-quality results
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Consumer Financing

For electrical contractors: Present financing options for repair calls, installation deposits and service invoices alongside the purchase or service estimate. Roots connects your business with buy-now-pay-later options for customer purchases.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Merchant Account

For electrical contractors: Arrange a processing account for repair calls, installation deposits and service invoices, with checkout methods matched to how customers pay. Typical tickets for electrical contractors run $200 to $30,000, and a merchant account's limits and pricing can be set for that range. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live
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ACH Payments questions

Questions home services company owners ask about getting paid in the field.
ACH lets customers pay from a bank account. Roots helps set up authorization, payment collection and reconciliation through a processing partner.
Yes. We can plan one-time and recurring bank-account payments, including authorization records, failed-payment handling and customer receipts.
Bring your billing schedule, bank-payment authorizations and reconciliation process. Roots uses these details to plan the workflow for electrical contractors and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a home services company payments specialistAll electrical contractors solutions