Furniture, Mattress & Home Goods Store POS

Furniture, mattress and appliance stores sell big tickets on special order, take deposits, schedule delivery and live on financing. Roots sets up Square for the showroom and deposits, adds financing partners, and brings surcharging or Level 2/3 options for high-ticket and trade sales.
Talk to a furniture store payments specialistPartner with Roots

Payment solutions for furniture, mattress & home goods

How these solutions work for furniture, mattress & home goods

See what each option adds to the way your business takes and tracks payments.

Square for Retail

For furniture, mattress & home goods: Connect furniture, mattresses and home goods to a retail catalog, stock tracking and customer purchase history.
  • Recommend the Square plan and device mix for your store size and number of locations
  • Import and clean your catalog: SKUs, variants, barcodes, categories, taxes and vendor costs
  • Set up employee roles, passcodes and permissions before launch
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Square Hardware Setup

For furniture, mattress & home goods: Choose and configure Square checkout equipment for furniture, mattresses and home goods, including counter, mobile and staff workflows.
  • Spec the device mix by lane count, floor size and mobile needs
  • Pair scanners, label printers, receipt printers, scales and cash drawers
  • Set up networking, including a wired backup for the countertop
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Merchant Account

For furniture, mattress & home goods: Arrange a processing account for furniture, mattresses and home goods, with checkout methods matched to how customers pay.
  • Review your last three statements and show the real effective rate
  • Quote pricing and terms in writing
  • Set up terminals or POS integration
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Square Inventory

For furniture, mattress & home goods: Track furniture, mattresses and home goods with item-level stock records and replenishment workflows.
  • Structure items, variants and units of measure so counts match how you buy and sell
  • Load vendors, costs and reorder points from your existing spreadsheets
  • Print and apply barcode labels for untagged stock
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Square Invoices

For furniture, mattress & home goods: Send itemized invoices for furniture, mattresses and home goods and track deposits, due dates and outstanding balances.
  • Build invoice and estimate templates with your terms
  • Set deposit rules for special orders
  • Set up recurring invoices for business customers
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Consumer Financing

For furniture, mattress & home goods: Present financing options for furniture, mattresses and home goods alongside the purchase or service estimate.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Credit Card Surcharging

For furniture, mattress & home goods: Plan credit-card surcharge disclosures for furniture, mattresses and home goods, keeping eligible card payments distinct at checkout.
  • Check state law (some states ban or cap surcharges)
  • Register with the card brands through your processor
  • Configure terminals and receipts
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Square Online (websites)

For furniture, mattress & home goods: Give customers an online storefront for furniture, mattresses and home goods, with ordering and fulfillment choices suited to your business.
  • Build the site, product pages and categories from your POS catalog
  • Set pickup windows, delivery zones and shipping rules
  • Write product descriptions and SEO basics for local search
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Square Marketing

For furniture, mattress & home goods: Build opt-in campaigns for furniture, mattresses and home goods, from new offerings to reminders for returning customers.
  • Clean and import your customer list with consent status
  • Build automations for new arrivals, restocks and win-backs
  • Write the first campaigns in your voice
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ACH Payments

For furniture, mattress & home goods: Offer bank-account payments for furniture, mattresses and home goods, with authorization and invoice matching built into the workflow.
  • Set up ACH authorization forms and flows
  • Connect ACH to invoices
  • Set return-handling rules
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Text to Pay

For furniture, mattress & home goods: Send a payment request for furniture, mattresses and home goods by text so customers can pay against a specific order or invoice.
  • Set up message templates and approvals
  • Connect to your ticketing or order system where possible
  • Train staff on sending requests
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Square Loyalty

For furniture, mattress & home goods: Create a rewards program around furniture, mattresses and home goods, with earning rules tied to how customers shop.
  • Design a reward structure your margins can afford
  • Set up enrollment prompts at checkout and online
  • Import your existing loyalty members where possible
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Square Gift Cards

For furniture, mattress & home goods: Offer gift cards redeemable toward furniture, mattresses and home goods and track purchased and redeemed balances.
  • Order branded physical cards and set up eGift delivery
  • Configure gift card sales at checkout and on your website
  • Migrate outstanding balances from an old gift card program where possible
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Chargeback Management

For furniture, mattress & home goods: Organize evidence for disputed furniture, mattresses and home goods, including customer authorizations, delivery details and service records.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Square Staff

For furniture, mattress & home goods: Set roles, permissions and schedules for showroom staff and delivery teams, with a clearer view of staffing across shifts.
  • Build roles so cashiers can't issue refunds or edit prices without approval
  • Set up schedules, overtime rules and break policies
  • Configure commissions where staff are paid on sales
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Level 2/3 Processing

For furniture, mattress & home goods: Include purchase-order references and itemized invoice data for business-card purchases of furniture, mattresses and home goods.
  • Analyze your commercial-card volume
  • Configure data fields and PO capture
  • Show savings on your statements
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Square Payment Links

For furniture, mattress & home goods: Share a checkout link for furniture, mattresses and home goods through messages, email or your website.
  • Create links and QR codes for your most-requested items
  • Set up pickup and shipping options
  • Train staff to send links from the POS
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Furniture, Mattress & Home Goods we set up and support

Furniture, Mattress & Home Goods payment questions

Start with the workflows your business needs. Options on this page include Square for Retail for Furniture Stores, Inventory Management for Furniture Stores, Square Hardware Setup for Furniture Stores. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review product catalogs, checkout, stock management and billing, then plan the changes your furniture, mattress & home goods business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which furniture, mattress & home goods workflows need to improve so we can scope a practical setup.

Payments for furniture, mattress & home goods, set up right

Talk to our sales team about your setup, or become a partner and bring us your merchants.
Talk to a furniture store payments specialistPartner with Roots