Cottage Food & Home Bakery Payments Setup

Home bakers and cottage food makers sell custom orders, market tables and local pickups, usually as a side business. We set up simple, low-cost payments that grow with you. State cottage food laws limit what, where and how you can sell, including online and shipping.
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Payment solutions for cottage food & home bakers

How these solutions fit cottage food & home bakers

See what each option adds to the way your business takes and tracks payments.

Square Point of Sale

For cottage food & home bakers: Bring packaged foods, farmers-market sales and wholesale orders into a point-of-sale workflow, with reporting organized around batch orders, wholesale invoices and product stock. Square describes Square Point of Sale as software that "helps you take payments and manage complex business operations with industry-specific feature sets for food and beverage, retail, beauty, services, and more." Square Free has no monthly software fee, and Tap to Pay works from a phone. Roots Payments, an independent Square Reseller, sets it up and supports it for cottage food businesses.
  • Set up your item library, taxes and receipts
  • Enable and test Tap to Pay and offline mode on your devices
  • Pick a plan based on your volume and the features you actually use
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Square Payment Links

For cottage food & home bakers: Share a checkout link for packaged foods, farmers-market sales and wholesale orders through messages, email or your website. Square describes Square Payment Links as "the fastest way to get paid via Payment Links, QR Codes, Buy Buttons," shared "through social media, email, text, or on a website." Custom-order deposits are collected by link over text or social media. Roots Payments, an independent Square Reseller, sets it up and supports it for cottage food businesses.
  • Create reusable links for common orders, deposits and events
  • Set up QR codes for menus, flyers and market stands
  • Match link items to your Square catalog so reporting stays clean
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Square Online (websites)

For cottage food & home bakers: Give customers an online storefront for packaged foods, farmers-market sales and wholesale orders, with ordering and fulfillment choices suited to your business. Square says sellers can "create and customize an eCommerce website that fits your brand with the all-in-one website platform" and "sell online and offer in-store pickup, shipping, and local delivery." A simple online page takes local pickup orders, within your state's cottage food rules. Roots Payments, an independent Square Reseller, sets it up and supports it for cottage food businesses.
  • Plan your catalog, categories and product photos
  • Set up shipping zones, pickup and local delivery rules
  • Connect your domain and set basic SEO for each product
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Square Invoices

For cottage food & home bakers: Send itemized invoices for packaged foods, farmers-market sales and wholesale orders and track deposits, due dates and outstanding balances. Square says you can "send unlimited invoices with flexible payment options" and "set up recurring invoices to send on a daily, weekly, monthly, or yearly schedule." Custom orders get deposits and balance invoices. Roots Payments, an independent Square Reseller, sets it up and supports it for cottage food businesses.
  • Build estimate, contract and invoice templates with your terms
  • Set deposit and balance rules that match your booking policy
  • Connect invoices to your customer directory and accounting
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Tap to Pay on Phone

For cottage food & home bakers: Take contactless payments for packaged foods, farmers-market sales and wholesale orders on a supported phone while serving customers on the move. Tap to pay lets a compatible phone accept contactless cards and digital wallets directly, with no card reader. Tap to pay on a phone handles market and pickup payments.
  • Check device compatibility and set up the app
  • Configure tips, taxes and receipts
  • Train staff to take payments on their phones securely
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Cottage Food & Home Bakers payment questions

Start with the workflows your business needs. Options on this page include Square POS for Cottage Food Businesses, Square Payment Links for Cottage Food, Square Online Store Setup for Cottage Food. Roots helps compare the setup, software and processing requirements around how you operate.
Yes. Bring your current POS, checkout or billing tools and recent processing statements. We review ordering, counter or table service, kitchen routing and checkout, then plan the changes your cottage food & home bakers business needs.
Request a quote for your business. The review covers your payment mix, locations, software, hardware recommendations and implementation work. Consultations and payment reviews are free.
Bring recent payment statements, the systems you use and a record of how a customer places an order, receives a service or pays a bill. Tell us which cottage food & home bakers workflows need to improve so we can scope a practical setup.

Let’s set up payments for your cottage food & home baker business

Book a free 30-minute payment review to compare costs, address payment problems and plan your next steps.
Talk to a food brand payments specialistExplore food producers & cottage food solutions