Stablecoin wallets next to checking.

Offer stablecoin wallets and conversion next to traditional accounts, with clear separation between insured deposits and uninsured digital assets. Provided through service partners coordinated by Roots.
Talk to a fintech payments specialistAll neobanks & digital banking apps solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for neobanks & digital banking apps

How each solution supports neobanks & digital banking apps

See what each option adds to the way your business takes and tracks payments.

Embedded Payments

For neobanks & digital banking apps: Put checkout for financial-platform transactions and account services inside your software, keeping payment events connected to customer and operating records. Our service providers issues named accounts through sponsor banks and structures programs for bank visibility, which addresses the ledger gaps behind recent BaaS failures. Provided through our licensed banking and money-transmission partners.
  • Scope the program: accounts, money flows, and which parts need a sponsor bank
  • Package your business plan and compliance program for partner and sponsor-bank review
  • Build or support the API integration and your customer onboarding flows
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Multi-Currency Payments

For neobanks & digital banking apps: Collect financial-platform transactions and account services in the currencies your customers use and reconcile them against the original order or invoice. Add foreign-currency balances and international payments to your neobank through our service partners’ multi-currency infrastructure. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Stablecoin Settlement

For neobanks & digital banking apps: Explore stablecoin settlement for amounts owed to verified platform merchants and account users, with recipient and invoice references retained. Offer stablecoin wallets and conversion next to traditional accounts, with clear separation between insured deposits and uninsured digital assets. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger

ACH Payments

For neobanks & digital banking apps: Offer bank-account payments for financial-platform transactions and account services, with authorization and invoice matching built into the workflow. Customers fund and move money through ACH. Roots integrates ACH, account verification and return handling into your app.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
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Transfer initiated

$1,959.99 · ref ACH-7731

Instant Payouts

For neobanks & digital banking apps: Plan faster disbursements to verified platform merchants and account users, matching each transfer to approved earnings or completed work. Our service partners list FedNow access from its Growth tier. Roots integrates real-time transfers where receiving banks participate. Provided through our licensed banking and money-transmission partners.
  • Figure out which of your recipients can actually receive real-time payments
  • Set funding and limit rules so instant payouts don't outrun your balances
  • Build the event-to-payout integration in your platform
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Stablecoin Settlement questions

Questions fintech teams ask about digital asset payments.
We review the payment flow, preferred asset, settlement destination and reconciliation requirements. Roots coordinates the service-partner program and integration.
We plan transaction identifiers, conversion records and reporting so finance staff can reconcile payments and settlement.
Bring your preferred assets, settlement destinations and accounting workflow. Roots uses these details to plan the workflow for neobanks & digital banking apps and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a fintech payments specialistAll neobanks & digital banking apps solutions