An extra payment option.

Stablecoin payments give high-risk merchants another way to get paid, without card-network chargebacks. Our service partners list high-risk customer eligibility on its Enterprise tier. Provided through service partners coordinated by Roots.
Talk to a crypto business payments specialistAll high-risk merchants using crypto rails solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for high-risk merchants using crypto rails

How each solution supports high-risk merchants using crypto rails

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For high-risk merchants using crypto rails: Present your model for digital-asset purchases and permitted crypto services to specialist processing partners, with product and fulfillment documentation prepared. Roots places high-risk businesses with acquirers that underwrite the category, and adds ACH and stablecoin rails so a single termination doesn't stop revenue.
  • Take your application to acquirers that accept your category
  • Prepare processing history, compliance and website-review materials
  • Set up chargeback prevention before you go live
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Stablecoin Settlement

For high-risk merchants using crypto rails: Explore stablecoin settlement for amounts owed to verified platform users and service providers, with recipient and invoice references retained. Stablecoin payments give high-risk merchants another way to get paid, without card-network chargebacks. Our service partners list high-risk customer eligibility on its Enterprise tier. Provided through service partners coordinated by Roots.
  • Decide where stablecoins actually improve your settlement, and where ACH or wire is still the better rail
  • Coordinate onboarding with our service partners and scope the payment program around your volume
  • Build the reconciliation between on-chain transactions and your ledger

Crypto Payments & Conversion

For high-risk merchants using crypto rails: Plan a digital-asset payment option for digital-asset purchases and permitted crypto services, with conversion and reconciliation mapped to the sale. Approved high-risk merchants can convert crypto receipts to dollars through our service partners’ ramp and settlement partners, keeping operating cash in USD. Provided through service partners coordinated by Roots.
  • Map your flows first: who pays, in which asset, on which network, and where the dollars land
  • Assemble KYB, ownership and compliance documents for our service partners’ onboarding review
  • Build custom integrations that push conversion and settlement data into your accounting or ERP
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Chargeback Management

For high-risk merchants using crypto rails: Organize evidence for disputed digital-asset purchases and permitted crypto services, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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ACH Payments

For high-risk merchants using crypto rails: Offer bank-account payments for digital-asset purchases and permitted crypto services, with authorization and invoice matching built into the workflow. ACH is often cheaper than card and carries different dispute rules. Roots sets up ACH for high-risk businesses with authorization practices built to keep returns down.
  • Set up ACH processing matched to your risk profile and volume
  • Design authorization language and flows with your compliance team
  • Integrate ACH into your app, portal or billing system
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$18,549.00 · ref ACH-7731

Multi-Currency Payments

For high-risk merchants using crypto rails: Collect digital-asset purchases and permitted crypto services in the currencies your customers use and reconcile them against the original order or invoice. High-risk merchants often use offshore processors for international sales. Our service providers' multi-currency accounts offer a U.S.-banked alternative for approved programs. Provided through service partners coordinated by Roots.
  • Match your currency corridors to our service partners’ coverage before you apply
  • Prepare entity and beneficial-ownership documentation for KYC approval
  • Connect multi-currency balances and FX activity to your accounting system
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Stablecoin Settlement questions

Questions crypto business teams ask about digital asset payments.
We review the payment flow, preferred asset, settlement destination and reconciliation requirements. Roots coordinates the service-partner program and integration.
We plan transaction identifiers, conversion records and reporting so finance staff can reconcile payments and settlement.
Bring your preferred assets, settlement destinations and accounting workflow. Roots uses these details to plan the workflow for high-risk merchants using crypto rails and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a crypto business payments specialistAll high-risk merchants using crypto rails solutions