A merchant account sized to your tickets

Typical tickets for body shops and collision centers run $500 to $15,000, and a merchant account's limits and pricing can be set for that range. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for body shops & collision centers

How each solution supports body shops & collision centers

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For body shops & collision centers: Send itemized invoices for vehicle repairs, service visits and parts and track deposits, due dates and outstanding balances. Invoice the deductible and any customer-pay upgrades separately from the insurer's share. Square Invoices sends estimates and invoices by email, SMS or a shareable link and tracks what's paid, unpaid or overdue. Roots configures the templates, payment schedules and reminders around how you bill.
  • Build your service catalog, tax settings and branded invoice and estimate templates
  • Set up deposit and milestone schedules that match your contracts and any state limits you operate under
  • Connect Square to QuickBooks Online or Xero so paid invoices reconcile automatically
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Square Point of Sale

For body shops & collision centers: Bring vehicle repairs, service visits and parts into a point-of-sale workflow, with reporting organized around repair orders, labor charges and parts stock. Body shops and collision centers can take payment at the service desk with the Square Point of Sale app and keep every sale tied to a customer profile. Square Point of Sale is Square's POS app for taking payments in person, online or in the field. Roots sets up your items, services, taxes, permissions and devices so checkout is quick.
  • Choose the Square plan and hardware that fit your counter, trucks or bays
  • Import your catalog and customer list and set team permissions
  • Configure taxes, discounts, receipts and (if you use them) tips
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Text to Pay

For body shops & collision centers: Send a payment request for vehicle repairs, service visits and parts by text so customers can pay against a specific order or invoice. Text the deductible link when the repair is done. Text-to-pay sends a secure payment link by SMS so the customer pays from their phone instead of reading a card number over the phone.
  • Set up message templates and consent
  • Connect links to your invoices or collision estimating software
  • Report on paid and unpaid requests
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ACH Payments

For body shops & collision centers: Offer bank-account payments for vehicle repairs, service visits and parts, with authorization and invoice matching built into the workflow. Receive insurer payments electronically. ACH moves money straight from the customer's bank account, which usually costs far less than a card on a large invoice.
  • Set up ACH on invoices and payment pages
  • Write authorization language
  • Explain return and settlement timing
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Custom Payment Integration

For body shops & collision centers: Connect the payment flow for vehicle repairs, service visits and parts with your software and the operational records behind repair orders, labor charges and parts stock. Double entry between your collision estimating software and payments costs body shops and collision centers hours every week. Roots builds integrations that tie payments to the software you run your business on.
  • Discovery and scoping
  • Build, test and launch
  • Ongoing maintenance
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Consumer Financing

For body shops & collision centers: Present financing options for vehicle repairs, service visits and parts alongside the purchase or service estimate. Roots connects your business with buy-now-pay-later options for customer purchases.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Merchant Account

For body shops & collision centers: Arrange a processing account for vehicle repairs, service visits and parts, with checkout methods matched to how customers pay. Typical tickets for body shops and collision centers run $500 to $15,000, and a merchant account's limits and pricing can be set for that range. A dedicated merchant account gives you custom pricing and processing limits set during underwriting. Roots uses it when Square isn't the right fit.
  • Statement review and a pricing quote
  • Underwriting and application support
  • A named support contact after go-live

Merchant Account questions

Questions auto shop owners ask about payments.
It enables your business to accept card payments through a processing partner. Roots helps compare the options, prepare the application and configure your checkout.
Yes. A free review covers processing charges, payment channels and equipment so you can decide which changes make sense.
Bring your processing statements, payment channels and checkout equipment. Roots uses these details to plan the workflow for body shops & collision centers and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to an auto shop payments specialistAll body shops & collision centers solutions