Credit card surcharging for engineering and surveying firms, within the rules

A surcharge program adds a disclosed fee to credit card payments to offset processing costs. Credit card surcharges where allowed. Roots configures card detection so debit and prepaid cards are never surcharged.
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Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for engineering & surveying firms

How each solution supports engineering & surveying firms

See what each option adds to the way your business takes and tracks payments.

Square Invoices

For engineering & surveying firms: Send itemized invoices for design retainers and project milestone invoices and track deposits, due dates and outstanding balances. Square Invoices sends unlimited invoices, estimates and contracts by email, text or link, with automatic reminders and cards or bank accounts on file. Progress invoices with ACH and card options. Roots sets up your templates, schedules and accounting sync.
  • Build branded invoice and estimate templates with your terms and policies
  • Set up recurring series with card or bank account on file
  • Connect Square to QuickBooks Online or Xero and map your accounts
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Level 2/3 Processing

For engineering & surveying firms: Include purchase-order references and itemized invoice data for business-card purchases of design retainers and project milestone invoices. When your clients pay with corporate or purchasing cards, sending Level 2 and Level 3 data can qualify those payments for lower interchange. Lower interchange on purchasing cards.
  • Review your card mix to estimate savings
  • Configure your gateway or invoicing to send the data
  • Validate qualification on live transactions
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ACH Payments

For engineering & surveying firms: Offer bank-account payments for design retainers and project milestone invoices, with authorization and invoice matching built into the workflow. ACH moves money directly between bank accounts, usually for far less than cards on large payments. ACH for progress invoices.
  • Set up authorization and verification
  • Configure payment pages and invoices
  • Handle returns and reporting
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$10,400.00 · ref ACH-7731

Merchant Account

For engineering & surveying firms: Arrange a processing account for design retainers and project milestone invoices, with checkout methods matched to how customers pay. A dedicated merchant account underwritten for your engineering firm, with pricing you can read and a person to call. B2B pricing under MCC 8911.
  • Analyze your current statements and quote side by side
  • Prepare the underwriting package so approval moves quickly
  • Set up terminals, gateway and software connections
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Payment Gateway

For engineering & surveying firms: Connect online or remote checkout for design retainers and project milestone invoices to a gateway that fits your business systems. Roots connects a payment gateway that connects your website, portal or software to card and ACH processing, with tokenized storage for repeat billing. A client payment portal on your website.
  • Map your checkout and billing flows
  • Configure fraud rules
  • Support your developers during integration
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Credit Card Surcharging

For engineering & surveying firms: Plan credit-card surcharge disclosures for design retainers and project milestone invoices, keeping eligible card payments distinct at checkout. A surcharge program adds a disclosed fee to credit card payments to offset processing costs. Credit card surcharges where allowed. Roots configures card detection so debit and prepaid cards are never surcharged.
  • Check your state's rules
  • File required notice with card networks through your acquirer
  • Configure terminals, invoices and receipts

Credit Card Surcharging questions

Questions design firm firms ask about billing and payments.
A surcharge adds a fee to an eligible card payment. A cash discount offers a lower price for cash. Roots reviews the proposed program with your processing partner before setup.
We help plan the required customer notices, checkout display and receipt for the program confirmed for your business.
Bring your processing costs, card mix, customer notices and checkout equipment. Roots uses these details to plan the workflow for engineering & surveying firms and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a design firm payments specialistAll engineering & surveying firms solutions