Level 3 on parts and service

When business customers pay farm and agricultural equipment dealers with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Enhanced data on business-card payments. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
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Payment solutions for farm equipment dealers

How each solution supports farm equipment dealers

See what each option adds to the way your business takes and tracks payments.

ACH Payments

For farm equipment dealers: Offer bank-account payments for farm products, equipment services and wholesale orders, with authorization and invoice matching built into the workflow. ACH lets farm and agricultural equipment dealers collect equipment sales, parts and service directly from a payer's bank account, usually at a lower cost than cards on larger payments. Large down payments and parts accounts paid by ACH. Roots sets up ACH with authorization language and fraud controls that meet Nacha's rules.
  • Write compliant authorization language for farmers and contractors
  • Set up account verification and return monitoring
  • Help you meet Nacha's 2026 fraud-monitoring requirements
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Transfer initiated

$23,500.00 · ref ACH-7731

Level 2/3 Processing

For farm equipment dealers: Include purchase-order references and itemized invoice data for business-card purchases of farm products, equipment services and wholesale orders. When business customers pay farm and agricultural equipment dealers with corporate, purchasing or fleet cards, sending enhanced transaction data (tax, PO number, line items) can qualify for lower interchange. Enhanced data on business-card payments. Roots configures enhanced-data capture in your gateway, invoices or ERP so it happens on every eligible transaction.
  • Analyze statements to find commercial-card downgrades
  • Configure the gateway or ERP to populate enhanced data accurately
  • Monitor CEDP qualification and fix data-quality errors

Credit Card Surcharging

For farm equipment dealers: Plan credit-card surcharge disclosures for farm products, equipment services and wholesale orders, keeping eligible card payments distinct at checkout. A surcharge program lets farm and agricultural equipment dealers add a disclosed fee to credit card payments to offset processing costs, while debit and bank payments remain free of the customer surcharge. A capped, disclosed credit surcharge. Roots configures card-type detection, disclosures and receipts, and checks your state's rules first.
  • Check your state's surcharge rules and complete card-network registration where required
  • Configure terminals, invoices and online checkout
  • Write the disclosure language for farmers and contractors
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Custom Payment Integration

For farm equipment dealers: Connect the payment flow for farm products, equipment services and wholesale orders with your software and the operational records behind crop orders, market totals and wholesale invoices. Payments are only half the job. Farm Equipment Dealers also need each payment posted to the right account, invoice or record automatically. Payments post to your dealer management system. Roots scopes, builds and supports the integration.
  • Map how payments should post in your system
  • Build, test and host the integration
  • Support and maintain it as systems change
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Square for Retail

For farm equipment dealers: Connect farm products, equipment services and wholesale orders to a retail catalog, stock tracking and customer purchase history. Square for Retail is Square's POS built to manage inventory, sales and customer data, which suits farm and agricultural equipment dealers that stock and sell physical goods. Parts counter sales on Square for Retail. Roots imports your catalog, sets up vendors and purchase orders, and configures house accounts so staff can start selling on day one.
  • Clean up and import your SKU catalog, variants and barcodes
  • Set up vendors, reorder points and purchase-order workflows
  • Configure house accounts and invoicing for repeat farmers and contractors
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Level 2/3 Processing questions

Questions farm operation finance teams ask about B2B payments.
Business card payments can include additional invoice and line-item information. Roots reviews your transaction data and processing setup to plan the required fields.
No. We review the actual card mix and processing results with your processing partner, then compare the effect on your statement.
Bring your business-card mix, invoice fields and transaction line-item data. Roots uses these details to plan the workflow for farm equipment dealers and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

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Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to a farm operation payments specialistAll farm equipment dealers solutions