Processing for businesses others turn away.

Acquirers that accept direct selling are matched to you, and reserves may apply. Roots places high-risk direct selling businesses with acquirers that underwrite the category: virtually any legal business, subject to underwriting. Reserves may apply.
Talk to an affiliate network payments specialistAll direct selling & distributor commissions solutions
Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

Payment solutions for direct selling & distributor commissions

How each solution supports direct selling & distributor commissions

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For direct selling & distributor commissions: Present your model for referral fees, affiliate sales and partner commissions to specialist processing partners, with product and fulfillment documentation prepared. Acquirers that accept direct selling are matched to you, and reserves may apply. Roots places high-risk direct selling businesses with acquirers that underwrite the category: virtually any legal business, subject to underwriting. Reserves may apply.
  • Prepare the underwriting package
  • Match you with the right acquirer
  • Launch with dispute controls in place

Commission Payouts

For direct selling & distributor commissions: Calculate and distribute commissions to affiliates and referral partners from approved sales or referral records. Commission runs are paid out after the refund window. Roots automates commission payouts provided through our licensed banking and money-transmission partners. Hold periods cover refund windows, fraud checks run before release, and payment records is captured at onboarding.
  • Model commission and hold rules
  • Integrate with your tracking or CRM platform
  • Configure fraud controls
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Multi-Currency Payments

For direct selling & distributor commissions: Collect referral fees, affiliate sales and partner commissions in the currencies your customers use and reconcile them against the original order or invoice. International distributors are paid in local currency. Roots connects your platform to cross-border payout partners for local-currency bank transfers and wallets in many countries. Foreign payment records are collected at onboarding.
  • Map target countries to the best-covered partner
  • Integrate a payee portal or white-label widget
  • Set FX and fee policy
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High-Risk Merchant Account questions

Questions affiliate network teams ask about payouts.
We review the business model, products, website and processing history, then initiate the application with a suitable processing partner.
Bring ownership details, licenses, recent processing statements and clear fulfillment and refund policies. We organize the application around your specific business.
Bring your products, licenses, processing statements and fulfillment policies. Roots uses these details to plan the workflow for direct selling & distributor commissions and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.
Talk to an affiliate network payments specialistAll direct selling & distributor commissions solutions