Online checkout for adult novelty retailers on a gateway that allows your category

Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.Free 30-minute consultation. Review your setup, compare options and leave with clear next steps.

How each solution supports adult novelty stores

See what each option adds to the way your business takes and tracks payments.

High-Risk Merchant Account

For adult novelty stores: Present your model for permitted adult products, content and services to specialist processing partners, with product and fulfillment documentation prepared. Roots Payments places adult novelty retailers with acquiring banks and processors that knowingly underwrite adult products and toys, so the account is built to last instead of flagged after the first review. We work with virtually any legal business, subject to underwriting; pricing, limits, and terms depend on the acquirer's review. Reserves may apply, and any reserve is disclosed in your agreement before you sign.
  • Pre-underwriting review of your website, checkout, and documents (catalog, age policy, and store photos)
  • Application packaged and submitted only to acquirers with appetite for your category
  • Plain-English walkthrough of pricing, reserve, and termination terms before you sign
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E-commerce Payments

For adult novelty stores: Add online checkout for permitted adult products, content and services, with order references carried through payment and fulfillment. Roots connects your store to a gateway and acquirer that approve your category, with fraud screening and 3-D Secure configured for card-not-present risk.
  • Check that your cart platform's own acceptable-use policy allows your products
  • Gateway setup, fraud-rule tuning, and test transactions before launch
  • Checkout disclosure review (refunds, shipping, age or eligibility limits)

Chargeback Management

For adult novelty stores: Organize evidence for disputed permitted adult products, content and services, including customer authorizations, delivery details and service records. Roots coordinates chargeback-management services to help your business handle disputes and organize responses.
  • Discuss your business goals on a free consultation
  • Coordinate your provider introduction and setup
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Roots POS

For adult novelty stores: Bring permitted adult products, content and services into a business-tools workflow, with setup, staff training and reporting for age checks, membership terms and transaction records. Consumer POS brands frequently restrict adult products and toys. Roots POS pairs checkout and inventory tools with processing that is underwritten for your category.
  • Catalog import and SKU setup
  • Hardware recommendations and configuration
  • Staff training on age-verification and refund workflows
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Payment approved

$53.73 · Visa •• 4242

E-commerce Payments questions

Questions adult entertainment business merchants ask about approval.
Roots helps plan checkout, customer confirmations, refunds and order reconciliation, then connects payment acceptance through a processing partner.
We review the site and purchasing journey, then recommend a hosted checkout or custom integration that suits how you sell.
Bring your website platform, order workflow and refund process. Roots uses these details to plan the workflow for adult novelty stores and prepare a clear setup scope.
Request a quote for your business and the setup you need. We review the scope and costs with you before you proceed. Consultations and payment reviews are free.

Ready to talk it through?

Book a free 30-minute review. We’ll map your setup, explain the options and work through clear next steps.